SyncingFund
Plan property tax, income tax, insurance, and other large bills

See how much to save for every large bill, every month.

Add each bill and due date. SyncingFund builds your monthly savings plan, sends reminders, and shows how much you have set aside.

See my monthly plan

For people whose income changes from month to month and who plan for large bills

Plan the large bills you already know are coming.

Use one simple plan for property tax, income tax, insurance, and other bills you know are coming.

  1. Add each planned bill

    Record the amount, due date, and how often it repeats.

  2. Get one monthly amount

    Move that total into a separate account each month.

  3. Check today's balance

    Compare the separate account with what it should hold now.

Worked example

Three bills become one $1,900 monthly transfer.

By May, Dana's separate account should hold $10,700.

BillAmountHow often it repeatsSet aside each monthAccount should hold in May
Township tax$3,60012 months · due September$300$2,700
Income taxes$18,00012 months · due January$1,500$7,500
Auto insurance$6006 months · due July$100$500
Total$1,900$10,700

Bills you know are coming

Give each bill its own monthly share.

SyncingFund divides each bill by the months until it is due. It then combines those shares into one monthly transfer.

A separate account

Keep the bill money apart.

You open and control the account. SyncingFund keeps the records but never connects to your bank.

Start with the large bills

Plan the costs that repeat.

Start with bills that can strain a variable income or a crowded monthly cash flow.

Property tax

Use the amount and due date from your latest bill.

Income tax

Use your planned tax amount. Ask a tax professional when you need advice.

Insurance

Add home, auto, life, or other policies with known renewal dates.

Once a month

Once a month: transfer, compare, and update.

A short review keeps your records equal to your plan.

  1. Transfer your monthly amount

    Move the full amount into your separate account.

  2. Compare the account with the needed balance

    Check the account against what your plan says it should hold.

  3. Mark paid bills and add their next due dates

    Update each paid bill with its next amount and due date.

A bill guide

Check each bill before you plan it.

Use the bill's current amount, dates, fees, and coverage.

Payment dates

Use the printed due date and note any penalty date.

Payment options

Some providers offer a lower price for early or annual payment. Check the terms first.

Changes

Update your plan when the amount, fees, or coverage changes.

A late start or a large total

What if the monthly amount is too high?

Start with the bills due soonest. You can add a one-time extra deposit or save more for a short period.

If needed, start saving for one bill after its next payment. Check its due date and the result of a late or missed payment before you decide.

Pricing for a household with bills to manage

Stay ready for the bills you already know are coming.

SyncingFund supports maintained bill readiness with reminders, plan history, household access, and less planning effort.

SyncingFund Sync

$149per year or $15 per month
  • Maintain readiness for known bills
  • Get reminders for upcoming payments
  • Keep your plan and payment history
  • Give your household shared access
  • Spend less effort planning each month
Build my bill plan

SyncingFund never connects to a bank. You control the account and make each transfer.

Your agent

Let your agent update your plan.

You can connect your existing agent to update your plan. You can complete the full monthly process without one.

Know what the account should hold today.

SyncingFund keeps records only. It does not connect to banks. It is not financial or tax advice.

Make a plan